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Questions? Get in touch today using the form below. Or click here to schedule a free consultation.
Questions? Get in touch today using the form below. Or click here to schedule a free consultation.
Founded in 2008, Sosna & Huffstetler Law Offices, PLLC, has grown to three offices serving clients all over Eastern North Carolina, including Nash County, Edgecombe County, Halifax County, Wilson County, Hertford County, Northampton County, Gates County, Bertie County, Martin County, Pitt County, Pasquotank County, Perquimans County, Chowan County, Warren County, Franklin County, and Wake County. Our attorneys have combined to file thousands of successful consumer bankruptcy cases, and it would be our privilege to help you too.
What can we do to help? We will help you obtain legal relief under bankruptcy law as well as relief from stress, sleeplessness, and worry. Unable to pay your bills? Drowning in credit card debt? Even worse, are you facing foreclosure upon your home or repossession of your car? We will work with you to evaluate the best option for your personal circumstances, whether or not that includes filing bankruptcy.
Call or email today to schedule your free, no-obligation consultation with one of our experienced bankruptcy attorneys.
Chapter 7 | Chapter 13 | Bankruptcy Lawyer | Debt Relief | Foreclosure Defense | Repossession | Lawsuits | Automatic Stay | Collections|Credit Card Debt | Medical Debt | Debt Consolidation | Nash County | Edgecombe County | Wilson County | Halifax County | Northampton County | Warren County | Hertford County | Gates County | Bertie County | Martin County | Pitt County | Greene County | Lenoir County | Wayne County | Wake County | Franklin County | Camden County | Currituck County | Pasquotank County | Perquimans County | Chowan County | Beaufort County | Rocky Mount | Ahoskie | Roanoke Rapids | Greenville | Tarboro | Raleigh | Tarboro | Murfreesboro | Gates | Zebulon | Wilson
3031 Zebulon Road
Rocky Mount, NC 27804
Phone: (252) 937-3027
Fax: (252) 937-3028
304 West Sunset Street
Ahoskie, NC 27910
Phone: (252) 209-8515
1111 Roanoke Avenue
Roanoke Rapids, NC 27870
Phone: (252) 937-3027
Chapter 7 is a short bankruptcy, typically lasting three to four months from start to finish. If you have primarily unsecured debt (credit cards, medical bills, etc.), and are looking to quickly obtain a fresh start, Chapter 7 may be right for you.
Chapter 13 is a longer bankruptcy, typically lasting three to five years, and includes a repayment plan. There are many reasons why a Chapter 13 may be right for you, but the most common include catching up a mortgage or auto loan, lowering payments on an auto loan (via a “cramdown”), or because your income is too high that you do not qualify for Chapter 7.
Bankruptcy isn’t right for everyone. If filing bankruptcy is not the right move for you, we’ll tell you that. We’ll also review the relief and options available to you outside of bankruptcy.